My Favorite Tools for Tracking Every Dollar

I've tried nearly every budgeting tool ever made, and most of them I abandoned within a week. The ones that stuck all share one trait: they get out of the way.

My current stack is small on purpose — one place to see everything, one place to plan, and a notebook for the messy human stuff that no app captures well.

Whatever you pick, the best tool is the one you'll still open in three months. Simple beats powerful every time.